Are your auto insurance limits adequate to protect you in the event of an accident? Will you have a youthful driver soon and are worried about how much your insurance will increase? Let us evaluate your situation and recommend coverages that will protect you and your family without costing you a fortune. And for those with less than desirable driving record, we have many companies that can offer SR-22 filings. Talk to our team of professionals to discuss your auto insurance needs!

Whether you’re adding onto a current home or building a new one, do you know who’s insuring it while it’s being constructed? In many cases the builder can insure the building. But in some situations, the owner is required to insure it. A Builders Risk policy protects against the perils of collapse and theft of building materials. Talk to our team of professionals to determine how to properly insure your buildings during the course of construction.

Do you know where your Condo Association’s insurance stops and where yours begins? If you don’t know the answer to this question it could be one of the biggest risks you have. We can help you evaluate your specific situation and determine what coverages you need. Our team of professionals is here to help you!

If I am covered under a workers compensation or health insurance policy do I need a disability policy? The answer is yes. A workers compensation policy will only cover you for a work-related injury. What if you are hurt at home or during personal time, or you have to take off work due to a surgery or pregnancy? Workers Compensation would not cover you and health insurance only covers your medical bills. A disability policy provides you a portion of your income while off of work for an extended period of time. For a sole-proprietor with no employees, this is many times a better alternative. Stop in today and let us show you how.

Whether you own a hobby farm or a 500 cow milking farm with several employees we can help with your insurance needs. We have many markets that specialize in the farm arena and have coverages specially tailored to your needs. Talk to our team of professionals to make sure your farm is properly insured.

Do you own your own home? For many people your home is your biggest investment so you should be sure it is protected. Our agents can discuss with you the importance of having your home properly insured so that even when the worst happens, starting anew is a real possibility as opposed to an unachievable goal.

Why do you need Life Insurance? Family protection, replacement of lost income due to premature death, insuring children’s future, final expenses, estate planning. These are just a few of the many good reasons to have the proper life insurance protection. Consult with our Life Insurance specialists who can assist with your decisions regarding the type and amount of coverage that are appropriate for your needs.

Whether your bike is of the scooter form to get you to your next class at school, or of the Hog or Gold Wing form to get you across the nation make sure you and your ride are well protected. We have a number of companies available to find the best fit for you and your cycle. Don’t be cruising without a policy or your joy ride could end up being far less than joyous.

Do you enjoy traveling and seeing the world from the comfort of your own RV? Make sure your travels are free from the worries of, What if my RV is involved in an accident? Or what if my awning is ripped? A Recreational Vehicle policy can cover you when the unexpected strikes. Ask about an RV policy to ensure safe worry-free travel.

If your apartment were to have a fire which then destroys your unit and contents, who would be responsible for replacing your personal belongings? If you answered your landlord, you’re wrong. A renters policy covers your personal belongings for covered perils whether the loss originated in your apartment or another apartment. Sadly, statistics show that only 1 in 3 renters are insured. Renters policies are generally inexpensive and not only protect your personal property but also cover you for liability. Combining a renters policy with a personal auto policy can give you a multi-policy discount. The additional premium for the renters coverage is well worth the peace of mind.

In the event of a loss do you have enough liability coverage? An umbrella policy is an extra layer of liability protection over top of your underlying policies. When combined with a home and auto policy you can also receive an umbrella discount. While generally inexpensive compared to the coverages you are getting, this extra layer of protection can provide you the peace of mind your family is properly insured.

You finally own the boat of your dreams, but what insurance coverages do you need? At ISC we have many companies available to cover all of your watercraft exposures. Whether it be a jet-ski, fishing boat or ski boat we can get you covered. Many times we can insure it with the same company as your homeowners policy to maximum your discounts!