Are you worried about how you will pay for your children’s college education? We can help you develop strategies for saving for college by using the time value of money. Utilizing the tax deferred savings programs available and then explaining how to distribute the funds when they are needed. Helping you become aware of all the programs available is our goal. We can also help with custodial accounts, education IRA’s (Individual Retirement Account) and 529 plans.

The loss of a loved one is stressful on everyone. We can help to make this time easier for everyone. We work to help our clients avoid probate. Exploring opportunities in estate planning to pass assets to your family and loved ones and avoid unnecessary taxes. We can also show you how to use charitable giving as an estate/tax savings planning tool.

How will your business continue on after you are gone? We can show you how to transfer a business to family members or other partners smoothly. Through the planning process we can discuss how to come up with assets to be able to buy out the interests of other partners. And also help in creating a process to pass on a business without having to sell below value.

Confused on which is better for your situation? We can help you with this question and more. Do you wish to have the tax deferral now or tax free withdrawals in retirement? How much can I put into either a Roth or Traditional IRA? How can I use my IRA to help fund educations for my children or grandchildren? Our dedicated professionals can help you out with all of your IRA questions and more!

Through retirement planning we can help our clients develop a sound investment plan. Working with asset allocations we can help you develop strategies to save money as well as strategies to draw money out in retirement while still maintaining a diversified portfolio.

How much is long term care going to cost? Our professional can help their clients find a product that allows them to receive some care at home. Showing them how long term care can protect the estate and give them quality care without becoming a burden on their children.